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LinkPoint VirtualCheck Program
Discount Rate	2.25 %
$ Per Transaction	$0.25

* There is a $5 a month additional gateway fee for the VirtualCheck Service.

LinkPoint VirtualCheck is a value-added enhancement to LinkPoint Select API, LinkPoint Basic and Virtual LinkPoint that allows merchants to accept and process electronic check payments using Secure Sockets Layer (SSL) encryption. LinkPoint VirtualCheck transactions are captured through the LinkPoint Secure Payment Gateway and check batches are automatically presented for settlement each day. The check processing system debits the customer’s checking account via the automated clearing house (ACH) and then transfers the funds to the merchant’s direct deposit account.

Using LinkPoint VirtualCheck through LinkPoint Select API
LinkPoint Select API allows electronic check acceptance to be integrated into the merchant’s Web site. Customers electing to pay for goods or services by check are prompted to enter check information into a form created and maintained on the merchant’s Web site. Check data is sent to the LinkPoint Secure Payment Gateway through an SSL connection for processing and the merchant’s online reports are updated in real time.

Using LinkPoint VirtualCheck through LinkPoint Basic
LinkPoint VirtualCheck can be easily integrated into a merchant’s Web site along with the HTML script used for LinkPoint Basic. Customers electing to pay for goods or services by check are prompted to enter check information into a simple browser-based form. The check transaction data is stored in the LinkPoint Secure Payment Gateway for processing and the merchant’s online reports are updated in real time.

Using LinkPoint VirtualCheck through Virtual LinkPoint
The merchant can enter check information through the VirtualCheck Sale screen. Data read from the customer’s check is keyed by the merchant into a simple browser-based form on an Internet-connected computer. The check transaction data is stored in the LinkPoint Secure Payment Gateway for processing and the merchant’s online reports are updated in real time.